Terms of Service Effective Date: July 22, 2025 Welcome to Elevate Photography Education (“we,” “us,” “our,” or “Elevate”), operated by Michael Anthony Studios, LLC. These Terms of Service ("Terms") govern your use of our website, courses, coaching programs, and related services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services. 1. Eligibility To use our Services, you must be at least 18 years old and legally capable of entering into a binding agreement. By using our Services, you represent and warrant that you meet these requirements. 2. Intellectual Property All content on this site—including videos, course materials, images, text, graphics, and branding—is the property of Michael Anthony Studios, LLC and is protected by copyright, trademark, and other intellectual property laws. You may not: Copy, share, or redistribute course materials without permission Use our name, logo, or content for commercial purposes without written consent Modify or create derivative works from our materials Limited, non-transferable access is granted to enrolled users for personal, non-commercial educational use only. 3. Payment and Refunds We offer both paid and free educational services. By purchasing a product or program, you agree to pay the stated fees. All sales are final unless explicitly stated otherwise in a specific program’s refund policy. Coaching Programs: Due to the personalized nature of coaching, all sales are final unless otherwise stated in writing. Courses and Digital Products: Refund policies vary by offer. Please refer to individual sales pages or contact us with questions before purchasing. Chargebacks or payment disputes without first contacting us may result in loss of access to all Elevate services and content. 4. Coaching & Education Disclaimer The results you achieve through our coaching or courses depend on your effort, implementation, and business decisions. We make no guarantees regarding specific outcomes or income. Educational materials are for informational purposes only and do not constitute business, legal, financial, or health advice. 5. Community Guidelines When participating in our community forums, group calls, or coaching programs, you agree to: Be respectful and constructive Refrain from harassment, discrimination, or hateful conduct Protect the privacy of others by not sharing screenshots or personal information outside the group We reserve the right to suspend or terminate access to our Services without refund if you violate these guidelines. 6. Limitation of Liability To the fullest extent permitted by law, Michael Anthony Studios, LLC and its affiliates will not be liable for any indirect, incidental, or consequential damages resulting from your use of or inability to use our Services. In no event shall our total liability exceed the amount you paid for access to the specific service giving rise to the claim. 7. Termination We reserve the right to terminate or suspend access to our Services at any time, with or without cause, and without liability. Upon termination, your rights to use any purchased Services may cease immediately unless otherwise stated in a separate agreement. 8. Modifications to the Terms We may update these Terms from time to time. Updates will be posted to this page with a new effective date. Your continued use of the Services constitutes acceptance of the updated Terms. 9. Governing Law These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes shall be resolved in the courts of Collin County, Texas. 10. Contact Us If you have questions about these Terms, please contact us: Michael Anthony Studios, LLC Elevate Photography Education 8430 W University Drive, Suite 209 McKinney, TX 75071 Email: [email protected] Phone: (800) 380-1217